Electronic Self Representation (eSR)

Electronic Self Representation (eSR) is an online tool to help individuals in the District of Maryland complete a chapter 7 bankruptcy petition when they have decided to file bankruptcy without an attorney.  This tool is not available for chapter 13 petitions.

    It is strongly recommended that anyone considering filing bankruptcy seek legal advice and representation from an attorney experienced in bankruptcy law and procedure.  Only an attorney can give you legal advice regarding a bankruptcy case or proceeding.
    Click HERE to review a list of low-cost or no-cost attorneys who may be able to assist you.
    Do not use eSR if you are filing bankruptcy to stop a foreclosure action on your home, a repossession, or some other legal action.  The submission of a bankruptcy petition through eSR does not constitute a case filing. 

    Your bankruptcy petition is NOT filed and you will NOT receive a case number until after the Bankruptcy Court receives all the additional required documents listed in your confirmation email.  

Important Notes:

  • eSR is only available for Chapter 7 individual filings

  • eSR cannot be used for Chapter 13 petitions

  • eSR is not available to attorneys or bankruptcy petition preparers

  • eSR is not designed for business or corporate bankruptcy filings

Upon submission of the electronic bankruptcy package, the clerk will send you an email confirmation.  This confirmation email contains instructions for the submission of the additional required items that are needed before we can file your bankruptcy petition.  It is important to understand that your bankruptcy case is not filed unless and until the court receives these required additional items.

There is no cost to use eSR.  Pay only the chapter 7 bankruptcy filing fee.  eSR has a guided step-by-step process that allows up to 45 days to complete your package and submit.  Your personal information is only accessible to you using a unique login and password.  eSR is available 24 hours a day from any internet-enabled computer.  You need a valid email address and internet access.  It is recommended that you use the latest version of Mozilla Firefox, Internet Explorer, Chrome or Safari for the program, and Adobe Reader (version 8 or higher) to view PDF documents.

For technical assistance regarding eSR, please contact the Bankruptcy Clerk's Office at 410-962-2688.  Please note, the Clerk's Office is prohibited from giving legal advice or assisting you in filling out forms.