Debtor and Citifinancial, Inc., a secured creditor, entered into a Reaffirmation Agreement whereby Debtor reaffirmed an obligation secured by a lien on her 1994 Mercury Sable automobile to repay $11,753.42 to the creditor, together with interest at an undisclosed rate. Because the Debtor was not represented by an attorney during the course of negotiating the Agreement, the court held a hearing pursuant to 11 U.S.C. § 524(d). HELD: An agreement to reaffirm a debt in the sum of $11,753.42 secured by an automobile that had a value between $590.00 and $1,050.00 could not be found to be in the best interests of the Debtor under 11 U.S.C. § 524(c)(6)(A).