Court Locations

Greenbelt
6500 Cherrywood Ln - Greenbelt, MD 20770 - Main Tel: 301-344-8018 map
Baltimore
101 W Lombard St Room 8530 - Baltimore, MD 21201 - Main Tel: 410-962-2688
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Debtor and Citifinancial, Inc., a secured creditor, entered into a Reaffirmation Agreement whereby Debtor reaffirmed an obligation secured by a lien on her 1994 Mercury Sable automobile to repay $11,753.42 to the creditor, together with interest at an undisclosed rate. Because the Debtor was not represented by an attorney during the course of negotiating the Agreement, the court held a hearing pursuant to 11 U.S.C. § 524(d). HELD: An agreement to reaffirm a debt in the sum of $11,753.42 secured by an automobile that had a value between $590.00 and $1,050.00 could not be found to be in the best interests of the Debtor under 11 U.S.C. § 524(c)(6)(A).

Entered: 
2005-09-02
Case: 
05-22135
Judge: 
Paul Mannes